Earn What You Spend

Carnival of Personal Finance #204

Welcome!  This week I’m proud to be hosting the Carnival of Personal Finance - the traveling blog carnival that brings you the best from the personal finance blogosphere.  

Some have written recently about the end of personal finance - and I respectfully disagree, largely because of the great writing you can find by reading some of these blogs below.  I started this blog because I believe there is a general dearth of adequate financial education in this country (and beyond, for that matter), and this corner of the blogosphere gives me hope.  It’s filled with everyday people learning the basic precepts of financial literacy and sharing that learning with a vibrant community.  The challenge, as I see it, is spreading these lessons far and wide.   But that’s a topic for another day.  Let’s get to the posts!

EDITOR’S PICKS

Go To Retirement presents Low Risk Municipal Bond Funds - I only recently discovered municipal bonds, and feel like I’ve missed out on some great opportunities.  

The Strump writes about Car Sharing, a concept I, living in New York City, am a fan of. 

Bad Money Advice shows us some Fuzzy Retirement Math.  We forget that the market is unpredictable - and that even the best laid plans sometimes aren’t enough.  As Nassim Taleb would say, plan for the black swans. 

Money Beagle presents Before Working Toward Your Goals, Know What They Are, basic but often ignored advice.  If you don’t know what you’re aiming for, how can you get there? 

Invest Wisdom tell us what is now becoming common knowledge: Your home is not an investment.  

INVESTING 

Mighty Bargain Hunter presents Generation Y is rattled for good reason.

Francois tell us why he will never in invest in cows, or other things he isn’t passionate about in Passion Investing.

Shadox from Money and Such presents How’s that Money Market Fund Working for You?

Rags 2 Riches posts Three Rules That Every Beginning Investor Should Follow.  This is the kind of advice everyone needs to hear.  

The Canadian Finance Blog gives some practical advice on Withholding Tax on RRSP Withdrawals.

Here’s another great list:  41 Investing Lessons We Already Know from Investing School. 

M is for Money presents May 2009 I Bond Rates.

Dividends Value explores the massive underfunded liabilities in pension plans in Underfunded Pension Plans: The Next Shoe To Drop?

Dividend Growth Investor talks us through the Busiest week for dividends increases in 2009.

The Smarter Wallet shows us the danger of the latest stock market rally in Stock Market Index Analysis: Predicting An S & P Reversal.

For a very technical analysis, Dividend Tree presents Risk Analysis of Portfolio - 2009 1Q.

Darwin’s Finance shows us a nice graph that outlines the differences of Investors Starting at 25 vs. 35 Years Old.

FAMILY

Bret from BretFrohlich.com presents What I Learned from my Mom

One Caveman’s Financial Journey shows us 8 Things New Parents DonÂ’t Need.

Fiscal Fizzle presents the collective wisdom about the question Is It Better For One or Both Parents to Work?

Counting My Pennies writes about what is on a lot of people’s minds: Paying for College.

REAL ESTATE: 

Kyle from Suburban Dollar brings light to a crucial subject: What is a Mortgage Broker.

Madison from My Dollar Plan presents An Auction Experience to Remember.

Debt Freedom Fighter from Discover Debt Freedom presents Beginners Guide to Mortgages.

Sound Money Matters helps answer an important question if you’ve looking to buy a house: What Can You Afford?.

Passive Family Income shows you how to Build Cash Flow by Adding a Roommate.  Be forewarned: adding a roommate can add a lot of stress. 

RETIREMENT: 

Think Your Way To Wealth asks What Does Retirement Mean to You and What Will Your Retirement Needs Be?.

Tim from 401k Planning helps answer a common question: How Much Should I Contribute to a 401k?.

CREDIT CARDS & CREDIT SCORES: 

Prime Time Money reviews the Dangers of Promotional 0% Interest Rate Credit Card Balance Transfers.

The Digerati Life shows one way to monitor your credit scores in myFICO Score Watch: Equifax Credit Score Monitoring.

Rajeev Kumar Singh from Money For Investment presents 7 factors which influence your credit score.

Chris Holdheide from Stumble Forward presents 3 Websites You Can Get Free Credit Reports And Scores

Matthew Paulson from American Consumer News presents How to Develop a Plan to Repay Your Credit Card Debt Faster.

Tough Money Love presents The Illusion of Credit Card Rewards Programs.

My Journey to Millions presents Sometimes 401(k)s are Better than IRAs - a nice comparison of these two retirement vehicles.  

Free From Broke reminds us of an important lesson: Credit Cards Are Just A Tool.

Blue Jeans Millionaire gives some good advice in Debunking Debit Cards.

The Sun’s Financial Diary explores options for Consumer Friendly Credit Cards.

VIDEOS: 

InsureBlog has an interesting video on a loss of Income and how to protect yourself from such an event. 

Wealth Pilgrim talks about high school prom in High School Prom 1, Frugal Father.

PERSONAL FINANCE:

The Christian Financial Advice gives us The Importance of Financial Planning with some sound fundamental advice. 

MoneyNing writes about some common Misunderstandings of Frugal Living.  He’s right - it’s not always easy! 

A nice Q&A from Budgets Are Sexy in Reader Mail: The Economy Screwed my $195k Inheritance.

Bargaineering presents The Cost of Filing for Bankruptcy.  Hint: there is a reason this should be your last resort. 

Kyle from Amateur Asset Allocator helps us  Look For Hidden Health Insurance Discounts. The gym discount is a great one! 

Harvesting Dollars helps us Reduce The Fear Of Layoff By Making A Layoff Plan.

Doughroller reviews some easy steps to take control of your finances in Dave Ramsey Unleashed.

Switch to Riches presents Deal or No Deal! Your Finances and Your Aspirations.

Clint from Accumulating Money shows how to drive Your Way To Cheaper Car Insurance.

Kevin from The Red Stapler Chronicles presents Don’t Use the Economy as a Universal Excuse.

Funny about Money presents Life in the Post-Recession Era: The Third-worldization of America.

Matthew Paulson from Fine Tuned Finances presents Saving and Investing Go Hand in Hand.

David from My Two Dollars presents Drastically Reduce Your Expenses Starting Today..

AJC writes theThree Little Pigs: The Good, The Bad, The Ugly, a nice fable about savings. 

StretchyDollar gives nice advice on Sticking to a Budget.

One Frugal Girl asks Do You Ever Feel Guilty for Spending Money?

The Modern Gal gives us 5 Steps for Large Savings.

Modern Tightwad presents MT Tips: Do With As Little As You Can.

No Credit Needed presents 10 Step Outline Of Our Financial Plan.

David presents Seven Secrets to Selling Your Stuff for More Cash, some nice tips for those looking to downsize. 

Free Money Finance shows us the basics of how to Have a High Net Worth.

Jennifer from Finding Financial Peace presents Daily Frugal Habits.

Art of the Coupon has tips about coupon shopping in Coupon Queen Quiz: Are you a True Blue Coupon Shopper?.

Here are 9 Quick and Easy Tips to Prevent Identity Theft.

Always the Planner reviews the finance book On My Own Two Feet.

It’s Just Change presents The Importance of Tracking.  This is the flip side of good budgeting - it’s amazing how many people simply have no idea what happened to their money at the end of the month.  

Thomas from Paying For Retirement compares avoiding swine flu and avoiding financial calamity in Swine Flu and Financial Security.

Jeff from Think Relief Blog presents Debt Settlement Companies Taken to Court by Illinois Attorney General

The Finance Buff presents Outsourcing Home Production, which reminds me of The Four Hour Work Week.  Worth a read. 

Savings not Shoes presents Latte factor, Smatte factor - sometimes little indulgences can add a lot to our quality of life.  

Four Pillars has a great discussion on what it means to be frugal in What Does “Frugal” Mean to You.

***

Thanks for reading, and I hope you’ll consider subscribing if you’re interested in more of my point of view.

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Written by William

May 11th, 2009 at 8:00 am

Posted in carnival

Tagged with ,

« Upcoming: Carnival of Personal Finance
Obama Unveils New Tax Brackets »

78 Responses to 'Carnival of Personal Finance #204'

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  1. Thanks for hosting!

    Canadian Finance

    11 May 09 at 8:05 am

  2. [...] weeks Carnival of Personal Finance #204 hosted by Earn What you Spend is up and running now.  I did not submit an article for the carnival [...]

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    11 May 09 at 8:17 am

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    Outsourcing Home Production - The Finance Buff

    11 May 09 at 8:17 am

  4. Thanks for including me as an Editor’s Pick! I look forward through reading through the rest of the surely great posts. Thanks for hosting!

    Money Beagle

    11 May 09 at 8:30 am

  5. [...] you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Carnival of Personal Finance at Earn What You Spend included my Coupon [...]

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    11 May 09 at 8:46 am

  7. Thanks for Hosting. I have never been to your site before, lots of great stuff!

    My Journey

    11 May 09 at 8:54 am

  8. Thanks for hosting and including my post!

    Dividend Growth Investor

    11 May 09 at 9:21 am

  9. [...] View post: Carnival of Personal Finance #204 | Earn What You Spend [...]

    Carnival of Personal Finance #204 | Earn What You Spend | Money Articles Blog.

    11 May 09 at 9:27 am

  10. Thanks for hosting the carnival and including my article!

    Sun

    11 May 09 at 9:45 am

  11. Super job, EWYS!

    Thanks for hosting, and for including our post.
     

    hgstern

    11 May 09 at 9:49 am

  12. Carnival of Personal Finance now online…

    Earn What You Spend blog hosts this wee ……

    InsureBlog

    11 May 09 at 9:51 am

  13. [...] other posts at this week’s Carnival of Personal Finance May 10th, 2009 in Finance, Income, [...]

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    11 May 09 at 10:10 am

  14. Thanks for hosting and accepting my post.

    - Rags

    Rags

    11 May 09 at 10:11 am

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  18. Thanks for hosting and thanks for putting me up top in the editor’s picks.

    And this looks like a really good blog. I’ll defintely be back for more.

    Frank Curmudgeon

    11 May 09 at 12:31 pm

  19. Cool! Thanks for including my post! Great job hosting!

    Jeff@StretchyDollar

    11 May 09 at 12:38 pm

  20. Thanks for the kinds words, everyone!

    William

    11 May 09 at 12:47 pm

  21. Thanks for the add and hosting.

    thomas

    11 May 09 at 12:56 pm

  22. Nicely done! Looking forward to poking around your site some more :)

    J. Money

    11 May 09 at 1:05 pm

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  25. Thanks for including my article; hopefully it spurs some readers to start investing early!

    Dan

    11 May 09 at 2:28 pm

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    11 May 09 at 2:35 pm

  27. I greatly appreciate you hosting. There are really a lot of great articles this week.

    Bret

    11 May 09 at 4:08 pm

  28. Hey William,

    Can you just drop me a line and let me know if my submission is still in the inbox? I submitted Friday. Just want to see if I should resubmit for the new host, or if they will see it when they start compiling.

    Thanks,
    MLR

    MLR

    11 May 09 at 6:23 pm

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  30. Thanks for hosting and including my article, great job on the carnival!

    RC@Thinkyourwaytowealth

    11 May 09 at 10:03 pm

  31. Thanks for hosting and making me one of your editor’s picks!
    Cheers!

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    12 May 09 at 1:47 am

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  57. Thanks for hosting!!

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